Free Tax Filing: How to File Your 2024 Taxes Without Paying

Learn how to file your 2024 tax return for free with IRS Free File, tax software trials, VITA, TCE, and more. Explore the best free filing options today.

Filing taxes can be stressful, but in 2024, there are several free options available to make the process easier and more affordable. The Internal Revenue Service (IRS) and other programs offer free tax filing services to help taxpayers submit their returns without extra costs. Below are different ways to file your tax return for free.

Ways to File Taxes for Free in 2024

1. IRS Free File (For Income Below $84,000)

The IRS Free File program, in partnership with the Free File Alliance, allows individuals earning $84,000 or less in adjusted gross income (AGI) to file their federal taxes for free. This program includes tax preparation software that simplifies the filing process. Some states also offer free state tax filing through this service.

2. Free or Trial Versions of Tax Software

Several well-known tax preparation companies, such as H&R Block, TurboTax, TaxSlayer, and TaxAct, offer free versions of their software. These are best for taxpayers with simple returns, including those claiming the earned income tax credit (EITC) or child tax credit.

However, some free versions have limitations. For example, TaxSlayer’s Simply Free program requires an AGI below $100,000 and does not allow claiming dependents.

3. Volunteer Income Tax Assistance (VITA) Program

The VITA program provides free tax help for individuals earning $67,000 or less, people with disabilities, and those with limited English proficiency. IRS-certified volunteers assist with tax preparation in community centers, libraries, and schools.

4. Tax Counseling for the Elderly (TCE)

TCE offers free tax assistance for older taxpayers, especially those with retirement income. This service is primarily provided by AARP Foundation Tax-Aide. While the general requirement is to be 60 or older, some locations serve individuals aged 50 and above.

5. MilTax (For Military Members and Veterans)

MilTax is a free tax filing program for active-duty military personnel, their families, and certain veterans. It covers unique tax situations like deployment income, multi-state filings, and housing benefits. There are no income limits, and the software guarantees 100% accuracy.

6. IRS Direct File Program

Direct File is a new program allowing residents of 25 states to file their federal tax returns directly with the IRS. This option provides a quicker refund process via direct deposit. However, it has limitations and does not support self-employment income, itemized deductions, or specific tax credits.

7. Other Free Filing Options

Previously, the IRS provided free fillable forms, but these are no longer available for electronic filing. Taxpayers who don’t qualify for the above options can use free trial versions of tax software, which may still offer essential filing services.

Key Tax Filing Details for 2024

ProgramIncome LimitSpecial Requirements
IRS Free File$84,000Simple returns only
VITA$67,000Limited English, disabilities, or low income
TCEN/A60+ years old (50+ at some sites)
MilTaxNo limitMilitary members and veterans
Direct FileNo limitAvailable in 25 states
Tax Software Free TrialsVariesBasic tax returns only

Recent Tax Changes for 2024

In 2024, the IRS introduced several adjustments:

  • Increased Standard Deduction: The standard deduction has risen due to inflation.
  • Higher Earned Income Tax Credit (EITC): More individuals qualify for this refundable credit.
  • Expanded HSA & MSA Contributions: Higher contribution limits allow more tax savings.

Frequently Asked Questions

1. Who qualifies for IRS Free File?
Individuals with an adjusted gross income of $84,000 or less in 2024 qualify for free federal tax filing through IRS Free File.

2. How do I find a VITA or TCE site near me?
You can use the IRS locator tool to find a Volunteer Income Tax Assistance or Tax Counseling for the Elderly site in your area.

3. Is free state tax filing available?
Some free tax programs also offer free state tax filing, but availability depends on location and income level.

4. What is Direct File, and who can use it?
Direct File allows taxpayers in 25 states to file federal taxes directly with the IRS. However, it doesn’t support business income or some tax credits.

5. Can military members file for free?
Yes, military personnel and veterans can use MilTax, which provides free tax filing services and personalized assistance.

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