PalmPay USSD Code 2025: Easy Money Transfers, Loans & Airtime

Learn how to use PalmPay’s USSD code *652# to transfer money, check balance, buy airtime, and apply for loans easily, even without internet access.

PalmPay USSD Code

PalmPay has revolutionized how Nigerians handle their finances with its USSD feature, offering a seamless solution for offline transactions.

Whether you’re transferring money, checking your balance, buying airtime, or applying for a loan, PalmPay ensures you can perform these tasks conveniently without needing internet access.

Below is a detailed guide to using the PalmPay USSD code to manage your financial needs.

What is the PalmPay USSD Code?

PalmPay is a digital payment platform that allows you to perform various financial transactions even without internet connectivity.

By simply dialing *652#, users can access features like sending money, checking account balances, purchasing airtime, and applying for loans.

This service is especially helpful in areas with low or no internet connection, allowing more people to access essential financial services.

Why is PalmPay So Popular?

PalmPay has gained significant popularity due to its simplicity and wide range of services. Here’s why it’s a go-to choice for many:

  • Offline Transactions: Access financial services even in areas with no internet.
  • Convenience: A one-stop platform for sending money, checking balances, purchasing airtime, and more.
  • Security: Robust encryption technology ensures safe and secure transactions.
  • User-Friendly: Easy-to-navigate menus make it accessible to users of all ages.

How to Use the PalmPay USSD Code

1. Transfer Money

  • Dial *652# and press the call button.
  • From the menu, select “Transfer Money.”
  • Enter the recipient’s phone number, the amount to send, and your PalmPay PIN.
  • Confirm the details and press “Send.”

Tip: Always double-check the recipient’s details to avoid errors.

2. Check Account Balance

  • Dial *652# and press the call button.
  • Choose “Check Account Balance.”
  • Your current balance will be displayed on the screen.

Bonus: You can also view your transaction history if needed.

3. Apply for a Loan

  • Dial *652# and press the call button.
  • Select the “Loans” option.
  • Enter your personal details and the desired loan amount.
  • Upon approval, the loan amount will be credited to your PalmPay account.

Important: Always review the loan terms, including interest rates and associated fees, before accepting the loan.

4. Buy Airtime

  • Dial *652# and press the call button.
  • Select the “Buy Airtime” option.
  • Enter the phone number to recharge and select the network provider.
  • Choose the recharge amount and confirm the transaction with your PalmPay PIN.
  • You will receive a confirmation message once the transaction is successful.

Important Notes

  • Network Charges: Keep in mind that your service provider may charge additional network fees for these transactions.
  • Transaction Limits: PalmPay has set transaction limits, so make sure you’re aware of them before performing large transfers.
  • Stay Updated: If you use the PalmPay app, keep it updated to access the latest features.

Key Details of PalmPay USSD Code Services

ServiceActionCostTransaction Limit
Money TransferDial *652# and select “Transfer Money”Free, but network charges may applyVaries per transaction type
Account BalanceDial *652# and select “Check Account Balance”FreeN/A
Loan ApplicationDial *652# and select “Loans”Free, but interest charges applyDepends on loan approval
Airtime PurchaseDial *652# and select “Buy Airtime”Free, network charges may applyN/A

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Conclusion

PalmPay’s USSD code provides a convenient and efficient way to manage your finances, especially in regions with limited internet access.

Whether you need to transfer money, check your balance, apply for a loan, or buy airtime, PalmPay has made these tasks incredibly simple.

Dial *652# today and experience seamless, internet-free financial transactions.

FAQs

Q: Can I transfer money to any bank using PalmPay?
A: Yes, PalmPay supports transfers to all Nigerian banks, including traditional and digital banks.

Q: Do I need to pay to open a PalmPay account?
A: No, creating a PalmPay account is absolutely free.

Q: Is PalmPay secure?
A: Yes, PalmPay is approved by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC), ensuring your transactions are secure.

Q: Can I access loans through PalmPay?
A: Yes, you can apply for loans using the USSD code. Make sure you meet the necessary requirements for loan approval.

Q: Does PalmPay work without the internet?
A: Yes, PalmPay’s *652# USSD code allows you to perform transactions offline, which is ideal for areas with no internet connection.

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